Product categories available through the platform, threshold ranges by type, and the sequencing logic that determines optimal application order. Integration options for partners requiring embedded or API-based access.
Each product category carries distinct underwriting criteria, timing characteristics, and stacking implications. Product availability for a given file depends on fundability signals — not all products are appropriate for all profiles.
Fixed-amount financing with scheduled repayment over defined terms. Suitable for capital expenditure, expansion, or working capital needs with predictable cash flow.
Revolving access to capital up to approved limits. Draw and repay as needed. Optimal for managing cash flow variability and opportunistic purchases.
Government-backed financing with favorable terms. Longer timelines but lower rates. Requires complete documentation and meets SBA eligibility criteria.
Asset-backed financing for equipment acquisition. The equipment serves as collateral, enabling approval for profiles that may not qualify for unsecured products.
Funding tied to business revenue with repayment as a percentage of daily or weekly receipts. Fast deployment, flexible for variable revenue businesses.
Advance against outstanding invoices. Converts receivables to immediate working capital. Particularly suited for B2B businesses with extended payment terms.
The sequence in which funding products are applied affects total approved capital, inquiry impact, and timing conflicts. Optimal sequencing is determined by signal analysis — not intuition.
Credit inquiries from multiple applications within compressed timeframes can trigger score degradation. Sequencing considers inquiry sensitivity by lender and product type.
New trade lines affect utilization calculations. Products are sequenced to avoid utilization spikes that would disqualify subsequent applications in the stack.
Approvals carry expiration windows. Sequencing accounts for documentation completion times to prevent approval expiry before funding.
Asset-backed products may encumber collateral that affects eligibility for subsequent products. Sequencing preserves collateral availability for maximum stack size.
Multiple integration pathways accommodate different partner operational models. From fully embedded white-label deployments to lightweight API connections.
Full platform deployment under partner branding. Includes dashboard access, lead management, and reporting. Suitable for partners with high volume and dedicated funding operations.
Programmatic access to fundability scoring, product matching, and submission endpoints. Enables integration into existing partner CRM or lead management systems.
Lightweight submission interface for partners without technical integration requirements. Lead submission, status tracking, and commission reporting via web portal.
Shared branding deployment with configurable interface elements. Balances partner identity with platform capabilities. Flexible configuration options.